The SIF Program is partnering with consumer protection organization, Georgia Watch, to map out title lending locations across the state.  Often considered predatory, title loans allow generally under-banked customers to borrow small amounts by placing a lien on their vehicle. Interest rates can be extremely high and customers often have trouble repaying the loan, leading to the loss of their vehicle. Working with Georgia Watch, we mapped out over 700 title pawn lenders and layered these locations on with data on poverty.

Georgia Watch is using this project to show legislators how this practice follows patterns of poverty. We have added a layer of military bases to show how these lenders are clustered around service members. We also plan on adding layers of bank branches to see if title lending is more prevalent in banking deserts and demographics to see how title lending follows other demographic patterns.

Link to the project on ATLMaps


Blake Davis

Actuarial Science

PROJECT Management

Brennan Collins

Program Co-Director